{"id":10812,"date":"2025-10-21T06:47:48","date_gmt":"2025-10-21T06:47:48","guid":{"rendered":"https:\/\/verbraucherschutzzentrale.be\/?p=10812"},"modified":"2026-01-08T12:48:55","modified_gmt":"2026-01-08T12:48:55","slug":"achetez-maintenant-payez-plus-tard","status":"publish","type":"post","link":"https:\/\/verbraucherschutzzentrale.be\/fr\/achetez-maintenant-payez-plus-tard\/","title":{"rendered":"Achetez maintenant, payez plus tard"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"10812\" class=\"elementor elementor-10812 elementor-7428\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dbe9d13 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dbe9d13\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;92f37b6&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-db11612\" data-id=\"db11612\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ac8abe8 elementor-align-left elementor-widget elementor-widget-raven-breadcrumbs\" data-id=\"ac8abe8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"raven-breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-breadcrumbs raven-breadcrumbs-default\"><div class=\"breadcrumb\">\t\t\t\t<div class=\"breadcrumb-item active\" aria-current=\"page\"><span>Home<\/span><\/div>\n\n\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-890e458 elementor-widget elementor-widget-text-editor\" data-id=\"890e458\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b><span data-contrast=\"auto\">De plus en plus de boutiques en ligne proposent l\u2019option \u00ab\u202fBuy now, pay later\u202f\u00bb\u202f(BNPL)\u202f: achetez, profitez imm\u00e9diatement et payez plus tard. Mais la VSZ appelle \u00e0 la prudence\u202f: derri\u00e8re ces options de paiement apparemment avantageuses pour le consommateur se cachent souvent des risques d\u2019endettement, des frais de rappel et des zones d\u2019ombre juridiques. <\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d69b73 elementor-widget elementor-widget-read-more\" data-id=\"6d69b73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"read-more.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/section><\/div> <a href=\"https:\/\/verbraucherschutzzentrale.be\/fr\/finfluencer-argent-facile-ou-risque\/#more-11807\" class=\"more-link elementor-more-link\"><span aria-label=\"Poursuivre la lecture Finfluencer : argent facile ou risque ?\">Weiterlesen<\/span><\/a>","protected":false},"excerpt":{"rendered":"<p>Home De plus en plus de boutiques en ligne proposent l\u2019option \u00ab\u202fBuy now, pay later\u202f\u00bb\u202f(BNPL)\u202f: achetez, profitez imm\u00e9diatement et payez plus tard. Mais la VSZ appelle \u00e0 la prudence\u202f: derri\u00e8re ces options de paiement apparemment avantageuses pour le consommateur se cachent souvent des risques d\u2019endettement, des frais de rappel et des zones d\u2019ombre juridiques. \u00a0<\/p>\n","protected":false},"author":4,"featured_media":7431,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[234,236],"tags":[],"class_list":["post-10812","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finances","category-marche-droit"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/verbraucherschutzzentrale.be\/fr\/wp-json\/wp\/v2\/posts\/10812","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/verbraucherschutzzentrale.be\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/verbraucherschutzzentrale.be\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/verbraucherschutzzentrale.be\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/verbraucherschutzzentrale.be\/fr\/wp-json\/wp\/v2\/comments?post=10812"}],"version-history":[{"count":5,"href":"https:\/\/verbraucherschutzzentrale.be\/fr\/wp-json\/wp\/v2\/posts\/10812\/revisions"}],"predecessor-version":[{"id":10817,"href":"https:\/\/verbraucherschutzzentrale.be\/fr\/wp-json\/wp\/v2\/posts\/10812\/revisions\/10817"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/verbraucherschutzzentrale.be\/fr\/wp-json\/wp\/v2\/media\/7431"}],"wp:attachment":[{"href":"https:\/\/verbraucherschutzzentrale.be\/fr\/wp-json\/wp\/v2\/media?parent=10812"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/verbraucherschutzzentrale.be\/fr\/wp-json\/wp\/v2\/categories?post=10812"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/verbraucherschutzzentrale.be\/fr\/wp-json\/wp\/v2\/tags?post=10812"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}